Making your dentistry services affordable is one of our top priorities at the Dental Center of Jacksonville. One of the many ways we help our patients fit the costs of their dental care into their budgets is by helping them maximize their dental insurance coverage. In order to ensure patients make the most of their dental policies, we offer in-network coverage. Our office provides in-network dental benefits for a variety of preferred provider organization (PPO) insurance plans, including Humana. If you have insurance through Humana or any other PPO insurance plans, let us know when you call to schedule your first visit. Our team will review your individual policy, outline treatment coverage, and be prepared to answer your questions.
Demystifying Your Dental Plan
Every dental insurance plan is different, and the complex financial terminology coupled with insurance jargon means they can be difficult to make heads or tails of for those who don’t work with these policies on a regular basis. That’s where our knowledgeable team can help. We will be happy to walk you through your individual insurance policy, explain the basics like your monthly premium and your annual maximum amount of coverage, answer your questions, and help you to receive the highest amount of dental benefit for every treatment we offer. Please don’t hesitate to talk to our team about your dental insurance coverage. We’re always here to help.
Why Insurance Focuses on Prevention
For many years, patients waited until they were experiencing serious oral health issues before contacting a dentist. Even today many patients still put off their necessary dental care for too long and skip out on their regular preventive dental appointments. However, dentists and insurance providers agree that the key to maintaining optimal oral health is keeping up with preventive dental exams. When you visit the dentist at least twice a year, you’ll receive early diagnosis and conservative dental care for oral health concerns, and you may even be able to prevent others entirely. This limits your need for advanced dental procedures that can be costly and receive lower percentages of coverage from your dental insurance plan. Helping patients keep smiles healthy is everyone’s goal, and that’s why dental insurers offer 80 to 100% coverage for these treatments in most cases.
Benefits of In-Network Dental Care
When you choose to visit an in-network dentist, you will be able to receive all of your covered treatments with the lowest out of pocket costs. Because in-network dentists have agreed to your insurer’s pricing for dental care, you won’t need to worry about any additional out of pocket treatment costs or being denied coverage. This takes some of the stress out of paying for your necessary dentistry services. Out of network dentists will usually work hard to make sure your necessary treatments receive some coverage and that their pricing fits within your insurer’s set fees. For the most part, any additional fees you need to cover for out of network dental care are minimal, but when you choose an in-network dentist, you won’t need to worry about additional costs.